Prices for the products on GoldClub Direct are determined by the spot price along with a premium. The spot prices for precious metals change throughout the day, and so do the prices for our product. The precious metals industry is a low-margin industry, so the prices of our products must stay updated with the market conditions. The premiums are in place for other costs and vary from product to product. These costs include shipping, handling, minting/design process, etc. The premium also accounts for the rarity and collectability of specific products, with a higher premium on products that are more sought after. We try to keep our selling price as close as possible to the cost we paid to provide customers with the lowest possible prices.